Tax refund advance

Get up to $9,500 sooner

Don't wait on the IRS. Qualifying clients can get a refund advance loan of up to $9,500. Eligibility depends on your tax status.

Loans up to

$9,500

Based on your tax status and approval by the lender.

Get started (252) 576-9237 · 24/7 Assistance

Powered by Refund Advantage

We use Refund Advantage for our banking products, and every return we file is processed through them. That means when you file with Royal Roots, applying for a refund advance is part of the same process. There's nothing extra to set up.

  • Loan amounts up to $9,500
  • Eligibility depends on your tax status
  • Repaid from your tax refund
  • Optional. You never need a loan to have your taxes done with us.

How it works

  1. 1

    File with us

    We prepare your tax return and review it with you.

  2. 2

    Apply when you file

    Choose the refund advance and apply through Refund Advantage at the same time.

  3. 3

    Get a decision

    The lender reviews your application. The amount depends on your tax status and expected refund.

  4. 4

    Receive your funds

    If approved, you get your advance. It's repaid from your tax refund when the IRS releases it.

Important information

A refund advance is a loan, not your tax refund. It is offered through Refund Advantage and its lending partner, not by Royal Roots Tax Service. Approval is not guaranteed, and the amount you may receive, up to $9,500, depends on your tax status, expected refund and the lender's review. You don't need a refund advance or any bank product to have your return prepared and filed.

Read our full disclosures before you apply, and ask us any questions.